Home Loan Builder Purchase

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Home Loan Builder Purchase

Buying a house is one of the biggest dreams come true for most people and an extravagant affair altogether. Imparting life to such a dream requires a lot of effort from the buyers’ end and the best one can do to accommodate the home in their budget is through a home loan.

A home loan can be opted to buy a new house / flat or a plot of land where you construct the house, and even for renovation, extension, and repairs to an existing house

Unlike any other loans, home loans come with longer repayment tenure, as much as from 25 to 30 years.

A home loan interest rate can either be fixed or floating in nature. A fixed-rate home loan remains the same for a period specified by the bank. This type of home loan is immune to market fluctuations.

In the case of floating-rate home loans, the interest rate applicable varies based on the market fluctuations. It may or may not be beneficial for the borrower. 

The home loan interest rate is much lower as compared to any other loan types available.

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